We Offer Consumer, Government, and Business Financing

We Offer Consumer, Government, and Business Financing

We offer 4 types of equipment financing which covers most lease requests from customers.

1. Leasing for small to large businesses starting at $10,000 to $20,000,000+ / 2+ years time in business / 24-84 month terms / We offer $1 Buy-Outs, Fixed Residuals, Equipment Finance Agreements (EFA), Operating Leases.

2. Government Leasing for municipal and federal government organizations. These customers include state agencies, law enforcement, fire departments, county hospitals, school districts, municipal buildings and facilities, cities, towns, villages. Federal customers include all federal government agencies including all branches of the military.

3. Leasing In Canada. These customers include Canadian businesses, municipal and federal government organizations.

4. Consumer Leasing $500-$15,000. This program is good for established and new business owners. It's also good for the business owners who don't qualify for traditional business leasing because of credit issues.

If you have any questions or to obtain a lease application please call us toll free at (800) 789-5613 or e-mail sales@techcctv.com

Why Lease?

Companies lease equipment because leasing represents the best use of their financial resources. Businesses which do not lease operate at a competitive disadvantage. They deny themselves the productivity-enhancing effect of better equipment which they could otherwise obtain. They operate with older equipment than they could otherwise afford. Ultimately, they may lose the ability to compete, having higher costs and lower productivity than better-run operations.

Conservation Of Capital
When capital is conserved by leasing equipment, it can be used for other company uses (increasing inventories, expanding sales, etc.). The average return on capital in business is 18% AFTER taxes.

Conservation Of Credit
A lease is not a loan. Borrowing reduces lines of credit. Leasing is thus a NEW credit source which allows the customer increased borrowing capacity.

Off Balance Sheet Financing
An operating lease keeps the debt, and the corresponding asset, off the company's balance sheet. Therefore, borrowing debt covenants are circumvented, financial ratios are enhanced, borrowing capacity is increased and the company appears healthier.

Eliminates Obsolescence
The latest technology is available which maintains competitive edge. Structured leases can allow upgrade and trade-up options to all of our customers.

Tax Benefits
A true lease generally allows for 100% of the monthly payment to be expensed where as bank financing would only allow expensing the interest costs (Accelerated Depreciation).

Flexible Financing
Leasing provides fixed rate financing with specially structured terms to accommodate the specific need of each and every customer. These structured leases include step-up, step-down, deferred, and seasonal payment plans.